What Car Dealers Are Offering Zero Percent Financing?

Zero percent finance deals may be obtained from various dealerships.


If you have been considering replacing an existing vehicle or purchasing a brand new one for the very first time, you will most likely have been working on your budget to see how much you’ll be able to afford to repay each month. While many dealerships offer affordable installment options, there are some that will take it a step further by offering you a zero percent financing deal on specified makes and models of vehicles.

Various Options may be Available

These days, a number of vehicle dealerships are struggling to sell as many units as they did just a few years ago. As a result, they are trying to find ways to make shopping for a new vehicle as affordable as possible for their potential customers – and this can often include the option of a zero percent finance rate on a transaction.

Dealerships such as Ford, Toyota, and Chevy will often have zero percent financing options available for clients who meet a predetermined set of criteria. The most important aspect that will be considered for you to qualify for a zero interest repayment plan will be your credit score. If your credit score is excellent, you should not have any issues obtaining a great financing deal like this from your chosen dealership.

Required Paperwork

Before you will qualify for a zero interest vehicle financing deal, you will need to provide your salesperson with some basic information. In many cases, this will include photo identification, proof of stable employment, proof of declared income and sometimes bank statements. This information will allow your salesperson to determine how much of a loan you will be able to qualify for.

Your salesperson won’t be able to process your financing application without any of this paperwork, so it’s a good idea to ensure that you have it with you while searching for a vehicle.

Offers may vary between Dealerships

If you see that a specific dealership such as Ford, for example, is offering zero percent financing to qualifying customers, this doesn’t mean that you’ll be able to get this deal at all other Ford dealers. Various dealers may have their own unique finance offerings from time to time, and these can change without notice.

In some instances, you may have to be willing to travel out of your suburb or even city to obtain a zero percent finance deal. However, it’s strongly recommended that you obtain and read as many online reviews as possible pertaining to the make and model of the vehicle you want to purchase and the dealership you would like to work with. This will save you a lot of problems at a later stage.

All vehicles will require servicing and maintenance from time to time, and this should always be performed at the intervals recommended by the manufacturer and dealership. This will ensure that your warranty remains intact and that you’ll be able to get many years of mileage out of your new vehicle.

Current Car Dealers Offering Zero Percent Financing