Does Ford Have Zero Percent Financing Right Now?

Some buyers may qualify for zero percent financing from Ford.

When purchasing a vehicle, it’s essential to shop around so that you can obtain the best deal possible. Obtaining good pricing is not only necessary for the vehicle itself that you choose; you should also check to ensure that you’d be obtaining the best possible financing deal as well. In some cases, you may be fortunate enough to obtain a zero percent financing deal from some Ford dealerships.


Terms and Conditions may apply

Once you’ve decided which Ford model you would like to purchase, it will be time to speak with a sales consultant so that they can walk you through all of the paperwork that will be needed to obtain a good deal on financing.

Anyone who requires financing to purchase a vehicle will be asked to provide photo identification, proof of income and/or employment and in some cases, proof of residence as well. The buyer may also be asked to present his or her driver’s permit as well. All of this information is needed to ensure that the buyer will be able to afford to pay the cost of the vehicle off over a predetermined amount of time.

Selection may be Limited

If your main objective when purchasing a Ford is to obtain a zero percent financing deal, you may sometimes be limited with regards to the models of vehicle you’ll be able to choose from. Many dealerships will often decide to offer zero percent financing on vehicle models that may not always be as popular as others – this enables them to move stock before it becomes too old to sell at new prices.

In some cases, you may also be required to make repayments over a longer period of time when qualifying for a zero percent financing deal. However, most dealerships these days will be willing to provide you with a repayment period of up to 72 months for a new vehicle – sometimes, an additional residual or balloon payment may be required at the end of the financing terms. This is why it’s crucial to ensure that you read through all the terms and conditions associated with deals like these.

Always Pay Attention to Reviews

Before signing any paperwork for a zero percent financing deal, it’s crucial to ensure that you read through reviews pertaining to a specific dealership. In some instances, a dealership that’s offering a zero percent financing deal may not always offer the best customer service. After-sales service is another aspect to consider – will you be required to service your vehicle at the same dealership that it was purchased from, or not?

While a zero percent financing option may seem like a great deal initially, you must also determine whether you’ll be able to afford to cover the cost of monthly repayments without having to make sacrifices elsewhere in your budget. In many cases, you’ll be able to take advantage of online calculators that will help you determine how much of a monthly installment you’ll be able to afford.