Can You Cash a Check at Piggly Wiggly? (2025 Guide)

Yes — many Piggly Wiggly grocery stores do cash checks at their Customer Service counter. The service typically includes payroll and government checks, giving shoppers in smaller towns a convenient option to get cash without visiting a bank. Here’s a complete guide to Piggly Wiggly’s 2025 check-cashing policy, including fees, limits, and what you’ll need to bring to your local store.

Does Piggly Wiggly Cash Checks?

Yes. Piggly Wiggly locations that offer Customer Service desks usually provide check-cashing services. Since most stores are locally owned franchises, availability and fees may vary.

• Accepted checks: Payroll, government, and tax refund checks
• Not accepted: Personal or handwritten checks
• ID required: Driver’s license, state ID, or passport
• Verification: Usually handled through TeleCheck or Certegy

Piggly Wiggly Check-Cashing Fees and Limits (2025)

Check Type	Maximum Amount	Typical Fee
Payroll Check	$500 – $1,000	$2 – $3 per check
Government Check	$1,000 – $1,500	$2 – $3 per check

Because Piggly Wiggly stores are franchised, limits and fees differ between locations. Call ahead to confirm before visiting.

Piggly Wiggly Check-Cashing Hours

• Typical hours: 8 a.m. – 8 p.m.
• Days available: 7 days a week during Customer Service hours

Hours may vary by store or region, especially for smaller-town locations that close earlier on weekends.

Requirements to Cash a Check at Piggly Wiggly

• Valid, government-issued photo ID
• Pre-printed check payable to you
• Verification approval (TeleCheck or Certegy)
• Signature endorsement after approval

Can You Cash a Personal Check at Piggly Wiggly?

No — Piggly Wiggly does not cash personal or handwritten checks. Only payroll and government-issued checks are accepted at participating locations.

Alternatives If Your Piggly Wiggly Doesn’t Cash Checks

• Winn-Dixie: Offers check-cashing in many Southern states (Winn-Dixie Guide).
• Publix: Cashes payroll and government checks (Publix Guide).
• Walmart: Cashes most check types up to $5,000 (Walmart MoneyCard Guide).
• Mobile Apps: Deposit checks instantly with PayPal or Venmo.

Tips for Easy Check-Cashing at Piggly Wiggly

• Bring a valid ID matching your check name
• Confirm your local store’s check policy before visiting
• Endorse your check only after it’s verified
• Use payroll or government checks for faster approval

Final Thoughts

Piggly Wiggly locations that offer check-cashing make it easy to turn payroll or government checks into cash for a small fee. Bring ID, confirm hours, and check ahead for participation. If your local store doesn’t offer check-cashing, try Publix, Winn-Dixie, or deposit your check through PayPal or Venmo.