Piggly Wiggly is a well-known supermarket chain, but check-cashing services can vary widely from store to store. Some locations offer check-cashing at the customer-service or money-services desk, while others do not provide this service at all. Because each store is independently operated, it is important to call ahead before you go.
Does Piggly Wiggly Cash Checks?
Yes, some Piggly Wiggly locations do cash checks, but there is no companywide guarantee. Whether your local store offers check-cashing depends on the owner, local policies, and any third-party money-service partnerships. Always treat check-cashing at Piggly Wiggly as a “store by store” service, not something you can assume is available everywhere.
What Checks Are Typically Accepted
At participating locations, Piggly Wiggly may accept:
- Payroll checks
- Government checks (benefits, tax refunds, etc.)
- Tax-refund checks
- Cashier’s or certified checks (depending on store policy)
Personal checks, handwritten checks, and third-party checks are usually not accepted or may require extra verification. Because policies vary by location, confirm with your store before you rely on them to cash your check.
What You Need to Bring & What to Ask
To avoid wasted trips, call ahead and ask a few quick questions. Before you visit, make sure you have:
- A valid government-issued photo ID (driver’s license, state ID, passport, etc.)
- The original check, properly filled out and signed
- Any phone number or basic information needed for verification if the store uses a check-verification service
On the phone, ask:
- “Do you currently cash checks at this location?”
- “Which types of checks do you accept (payroll, government, tax refund)?”
- “What is the fee and maximum check amount?”
- “What ID do I need to bring?”
Fees, Limits & What to Expect
Because Piggly Wiggly stores are independently owned, check-cashing fees and limits can vary quite a bit. Many grocery stores that do cash checks charge a small flat fee and set limits around $500 per check, but your local store may be higher or lower.
For larger checks, such as some payroll or tax-refund checks, the store may require extra verification, charge a higher fee, or set a tighter maximum limit. When in doubt, call ahead and ask about the exact amount on your check.
What If My Local Piggly Wiggly Doesn’t Cash Checks?
If your Piggly Wiggly does not offer check-cashing, you still have several reliable options nearby or online:
- Kroger & affiliated supermarkets — known for consistent check-cashing policies.
- Meijer — offers check-cashing at the Customer Service desk in many locations.
- Walgreens — select stores cash payroll and government checks (availability varies).
- Prepaid debit cards with mobile check deposit — a good option if you do not want to visit a store.
- Mobile deposit apps (such as PayPal or Venmo), or your bank or credit union’s mobile app if you have an account.
Final Thoughts
Piggly Wiggly can be a useful place to cash a check — but only at participating locations. Since each store is independently operated, never assume check-cashing is available everywhere. Call ahead to confirm whether your local store cashes checks, what types they accept, and what fees and limits apply. If they do not offer check-cashing, major supermarkets, prepaid card deposits, and mobile apps give you other ways to access your money quickly and safely.