Can You Cash a Check at Safeway? (2025 Guide)

Yes — most Safeway stores do cash checks at the Customer Service counter. Safeway offers in-store check-cashing for payroll, government, and tax refund checks, with fees and limits that vary by state. Here’s what to know before you visit, including check limits, ID requirements, and alternatives if your local Safeway doesn’t provide check-cashing services.

Does Safeway Cash Checks?

Yes. Most Safeway locations with a Customer Service desk offer check-cashing for pre-printed checks such as payroll, government, and stimulus payments.

• Accepted checks: Payroll, government, and tax refund checks
• Not accepted: Personal or handwritten checks
• ID required: Valid government-issued photo ID
• Verification: Through Certegy or TeleCheck

Safeway Check-Cashing Fees and Limits (2025)

Check Type	Maximum Amount	Typical Fee
Payroll or Government Check	$1,500–$2,000	~$2.25 per $200 (varies by state)
Tax Refund Check	Up to $5,000	May vary by location

Always confirm limits with your local store, as some states regulate maximum fees for check-cashing services.

Safeway Check-Cashing Hours

• Typical hours: 7 a.m. – 10 p.m.
• Days available: 7 days a week, during Customer Service hours

Hours may vary on weekends or holidays, so it’s best to call ahead or check your store’s Google listing for current hours.

Requirements to Cash a Check at Safeway

• Government-issued photo ID (driver’s license, passport, or military ID)
• Pre-printed check payable to you
• Verification approval from Certegy or TeleCheck
• Endorsement on the back of the check before presenting it

Can You Cash a Personal Check at Safeway?

No — Safeway does not cash personal or handwritten checks. Only computer-printed payroll, government, and tax refund checks are accepted.

Alternatives If Your Safeway Doesn’t Cash Checks

• Walmart: Cashes most checks up to $5,000 (Walmart MoneyCard Guide).
• Kroger: Offers in-store check-cashing with low fees (Kroger Check-Cashing Guide).
• Meijer: Cashes payroll and government checks with valid ID (Meijer Guide).
• Mobile Apps: Use PayPal or Venmo for instant deposits.

Tips for Fast Check Cashing at Safeway

• Bring a clear, unexpired ID
• Endorse your check before presenting it
• Go during daytime hours to avoid system limits near closing
• Use payroll or government checks for faster approval

Final Thoughts

Safeway cashes payroll and government checks at most stores for small fees. Bring your photo ID, check local hours, and confirm limits before visiting. If your Safeway doesn’t offer check-cashing, nearby options like Kroger or Meijer can help, or use mobile apps such as PayPal or Venmo for quick deposits.