If you need to cash a check at Tops Friendly Markets on a Sunday, the good news is that many locations offer check cashing seven days a week. Because weekend hours can vary, this guide explains exactly what to expect, including Sunday hours, fees, limits, ID requirements, and alternatives if your store is closed.
Sunday Check Cashing at Tops: What You Need to Know
- Yes, many Tops locations cash checks on Sundays. Most service desks operate with reduced hours, commonly closing around 5 PM to 6 PM.
- Hours vary by store. Check cashing availability follows the customer service desk schedule, not full store hours.
- Holiday schedules differ. Always check ahead to avoid arriving after the service desk closes.
For broader options, see stores that cash checks if Tops is closed or unavailable.
Types of Checks Accepted at Tops
Most Tops stores accept the following:
- Payroll checks
- Government-issued checks (Social Security, benefits, tax refunds)
- Tax refund checks
Not accepted: personal checks, handwritten checks, or post-dated checks.
Transaction limits: Many stores cap check cashing between $500 and $1,000 per check.
Fees for Cashing Checks at Tops
Expect a small flat fee, usually between $1 and $3. Fees vary by store and may depend on the check amount or type.
What You Need to Bring
To cash a check at Tops, bring the following:
- Valid government-issued photo ID such as a driver license, state ID, or passport.
- Your check, signed at the store (never sign it ahead of time).
How to Confirm Sunday Availability
Use the Tops store locator to check:
- Sunday hours for the customer service desk
- Whether that location currently offers check cashing
- Phone number to call ahead
Because Tops locations operate independently, calling your nearest store is the most reliable way to confirm availability.
Alternatives if Tops Is Closed on Sundays
If your local Tops does not offer Sunday service, try these options instead:
- Check cashing stores and retail alternatives
- Stores that offer check cashing services, such as pharmacies or big-box retailers
- Mobile check cashing apps linked to a bank account or prepaid card
For mobile solutions, see how to deposit checks to prepaid cards.
Final Thoughts
Tops is a convenient option for Sunday check cashing, especially for payroll and government checks. Just remember that hours vary by store and follow the service desk schedule. Calling ahead and bringing proper ID ensures a smooth visit and avoids unnecessary delays.