Where Can You Cash a Check After Hours or on Sunday? (2025 Guide)

Need to cash a check on a Sunday or late at night? Most banks are closed, but several major grocery stores and retail chains offer check-cashing services with extended hours — including weekends. This 2025 guide lists the best places to cash a check after hours or on Sundays, including store hours, fees, and tips to avoid delays.

1. Kroger Money Services

Kroger is one of the most reliable options for Sunday check cashing. Most locations with Money Services counters are open until 9 p.m., and many open Sundays.
  • Hours: Typically 7 a.m. – 9 p.m. (varies by location)
  • Accepts: Payroll, government, and tax refund checks
  • Fee: Around $3–$5, depending on amount and state
  • Learn more: Kroger Check-Cashing Guide

2. Walmart MoneyCenter

Walmart stores are open late — and many are 24 hours. Their MoneyCenter cashes checks on Sundays, holidays, and evenings at most locations.
  • Hours: 8 a.m. – 8 p.m. daily
  • Accepts: Payroll, government, cashier’s, and insurance checks
  • Fee: $4 – $8 depending on check size
  • Limit: $5,000 per check ($7,500 during tax season)

3. Meijer Customer Service Desk

Meijer offers check cashing at most Midwest locations, including Sundays. They’re known for consistent hours and competitive fees.
  • Hours: 8 a.m. – 10 p.m. daily
  • Accepts: Payroll and government checks
  • Fee: Around $3 per check

4. Tops Friendly Markets

Tops offers limited check-cashing hours but includes Sundays at many stores. Great for regional shoppers in New York and Pennsylvania.

5. CVS and Walgreens

While neither CVS nor Walgreens directly cash paper checks, both partner with MoneyGram and Western Union, letting you convert a check into a money order or prepaid reload.
  • Hours: Many open until 10 p.m.; select stores open 24 hours
  • Alternative: Buy a money order and load it to a prepaid card
  • Guide: CVS & MoneyGram Hours & Fees

6. 24-Hour Check-Cashing Stores

Dedicated check-cashing stores and payday loan centers are often open late or 24 hours a day. Search for “24-hour check cashing near me” in Google Maps and confirm business hours before visiting.
  • ACE Cash Express
  • Check Into Cash
  • Advance America

7. Gas Stations and Convenience Stores

Some gas stations like Pilot Flying J and 7-Eleven offer limited check-cashing or prepaid reload services through kiosks such as Green Dot.
  • Hours: Many open 24/7
  • Availability: Varies by brand and location

Tips for Sunday or After-Hours Check Cashing

  • Bring a valid government-issued ID.
  • Call ahead to confirm Money Services hours.
  • Avoid third-party checks — most stores reject them.
  • Consider mobile deposit apps if you only need next-day access.

Best Mobile Apps for Sunday Deposits

  • Venmo – Deposit checks instantly with Ingo Money.
  • PayPal – Accepts government and payroll checks with instant deposit option.
  • Cash App – Supports mobile check deposit for verified users.

Final Thoughts

Even if your bank is closed, you still have options. Grocery stores like Kroger, Walmart, and Meijer all cash checks on Sundays, while dedicated check-cashing stores stay open late or around the clock. If you prefer a digital route, use mobile deposit through PayPal, Cash App, or Venmo for same-day access to your funds. For more options, explore our Complete Check-Cashing Guide.