Where to Get Free Money Orders: A Comprehensive Guide

When you need to send money securely, money orders can be a convenient option. They are widely accepted and provide a safe way to transfer funds. However, the cost of obtaining a money order can add up over time. That’s why we’ve created this comprehensive guide to help you find places where you can get free money orders, ensuring you keep more of your hard-earned cash in your pocket.


Credit Unions

Many credit unions offer free money orders to their members as part of their banking services. Becoming a member is often straightforward and may require just a small initial deposit. Credit unions typically charge lower fees compared to traditional banks, making them an excellent option for obtaining free money orders.

Online Banks

Several online banks offer free money orders to their account holders. While they may not have physical branches, these banks often provide a wide range of services online. Check with your online bank to see if they offer free money orders and what the requirements are to access this service.


Walmart is one of the largest retail chains in the United States, and they provide affordable money order services. The cost per money order is low, making it an excellent option for obtaining a money order without breaking the bank. Additionally, they often have promotions or discounts, so be sure to check for special deals when sending money.



The United States Postal Service (USPS) is a reliable and widely accessible option for getting money orders. While USPS charges a fee for money orders, they offer competitive rates, and it can be more cost-effective than many banks. Keep in mind that if you’re using USPS for money orders, you’ll likely pay less compared to some other financial institutions.

Grocery Stores and Convenience Stores

Many grocery stores and convenience stores offer money order services. Some of them offer free money orders with a minimum purchase or as a part of a loyalty program. Check with your local stores to see if they have any ongoing promotions or loyalty programs that can help you obtain money orders for free.

Check Cashing Stores

Check-cashing stores are another option for obtaining money orders. Some stores offer free money orders when you cash a check or use their other financial services. While it’s essential to be aware of fees associated with check-cashing, this can be a cost-effective way to obtain money orders if you need to cash checks regularly.



Sending money via money orders can be a secure and reliable method, and there are various places where you can obtain them for free or at a minimal cost. From credit unions to online banks, retail giants like Walmart, and even local grocery stores, there are options for everyone. Before you get a money order, be sure to inquire about any associated fees and eligibility requirements.

By using this comprehensive guide, you can find the most suitable option for your financial needs and save money on transaction costs. Remember to stay informed about any ongoing promotions or discounts to make the most out of your money order services. Whether you’re sending money to family, paying bills, or making a purchase, knowing where to get free money orders will help you keep your finances on track.