Best Places to Cash Checks in 2025: Complete Store and App Guide

Finding a place to cash a check has never been easier — but knowing where to go, what ID to bring, and when stores are open can save you time and money. This complete guide lists the best grocery stores, retailers, and mobile apps that let you cash checks quickly, including options available on Sundays across Ohio and nearby states. Every retailer’s policy is slightly different, so we’ve outlined the check types accepted, limits, hours, and fees — all linked to our in-depth store pages for 2025.

Grocery Stores That Cash Checks

Several grocery chains in the Midwest and beyond offer fast, affordable check-cashing services seven days a week. These stores are the most reliable for payroll and government checks.
  • Kroger – Accepts payroll and government checks up to $5,000 with low fees and convenient evening hours.
  • Tops – Offers Sunday check cashing and same-day service for government checks.
  • Meijer – Processes payroll and cashier’s checks daily at the customer service desk.
All three chains require a government-issued photo ID and may charge between $3–$6 per transaction depending on check type and location.

Retail Stores and Pharmacies

Not every major retailer handles check cashing, but some offer related services like money orders or bill payments. These stores are still useful if you need basic money services nearby.
  • CVS – Does not cash checks but sells MoneyGram money orders and supports bill payments through its front register.
  • Dollar General – Sells Western Union or MoneyGram money orders (depending on store) but does not cash checks.
If you’re looking to cash a check immediately, visit one of the grocery chains listed above instead. CVS and Dollar General are better for purchasing or sending money orders.

Sunday Check-Cashing Options

Banks are closed on weekends, but several Ohio retailers offer Sunday check cashing. Learn which stores are open, what hours they keep, and the limits for different check types in our dedicated guide. Read the full breakdown here: Where to Cash a Check on Sunday in Ohio.

Money Orders and Transfers

If you prefer to send payments instead of cashing checks, these posts explain how to purchase, send, or replace money orders through CVS, MoneyGram, and other providers.

ATM and Mobile Banking Options

Digital banking makes it easier than ever to access cash without visiting a store. The following posts explain withdrawal limits, cardless options, and how to use apps like Venmo or Apple Cash to get money instantly.

Title Loans and Fast-Cash Alternatives

If you need more than check-cashing services, short-term lending options may help. EastwoodBank.com’s loan guides explain how title loans work in Ohio and online.

What to Bring When Cashing a Check

Regardless of where you go, you’ll need a valid photo ID to cash a check. Acceptable IDs include:
  • Driver’s license
  • State ID card
  • Passport
  • Military ID
Make sure your ID matches the printed name on the check exactly, and confirm the store’s limits before visiting. Most retailers do not cash third-party checks.

Frequently Asked Questions

What stores cash checks on Sundays?
Kroger, Meijer, Walmart, and Tops all offer Sunday check cashing at select Ohio locations. What’s the largest check you can cash without a bank?
Most grocery stores limit checks to $5,000, though some government checks may qualify for higher amounts with ID verification. Can I cash a check without an ID?
No. Every retailer and bank requires government-issued photo ID for security reasons. Are mobile check-cashing apps safe?
Yes — apps like Venmo and Cash App use encryption and verification to protect transactions. Always use official app stores and enable two-factor authentication.

Final Thoughts

Whether you’re cashing a payroll check on Sunday, sending a money order, or transferring funds from an app, the right option depends on your schedule and check type. Use this guide as your starting point — explore each linked store page for detailed 2025 policies, fees, and ID requirements. EastwoodBank.com keeps this resource updated year-round so you always know where and when you can access your money.