Fry’s Food Stores, a Kroger family brand popular across Arizona, offers more than just groceries — many locations also provide convenient financial services. Here’s what you need to know about Fry’s check-cashing policy, including accepted check types, fees, and hours for 2025.
Does Fry’s Cash Checks?
Yes. Most Fry’s locations cash checks through their in-store
Money Services center. You can cash payroll, government, and tax refund checks right at the customer service counter without needing a bank account. However, personal or handwritten checks are generally not accepted.
Fry’s Check-Cashing Hours
Fry’s check-cashing hours usually match store hours — typically 7 AM – 8 PM, though some locations may vary. To avoid waiting or finding the Money Services desk closed early, it’s smart to call ahead or go before evening hours.
Accepted Check Types
- Payroll checks
- Government checks (Social Security, stimulus, or unemployment)
- Tax refund checks
- Insurance settlement checks
- Business checks (select stores only)
Personal and two-party checks are not accepted at Fry’s Money Services desks.
Fry’s Check-Cashing Fees & Limits
Fees vary by state and check type but generally range from
$3 – $6 for amounts up to $2,000. Some locations can process larger checks (up to $5,000) for slightly higher fees.
You can receive cash or have funds loaded onto a
Kroger Rewards Prepaid Debit Card, which may offer extra benefits like cashback and fuel points.
What You Need to Cash a Check
- Government-issued photo ID (driver’s license, passport, or state ID)
- Your Social Security or Tax ID number
- The endorsed check (signature required on the back)
If it’s your first time cashing a check at Fry’s, you might be asked to complete a brief registration process before the transaction.
Does Fry’s Cash Checks on Sundays?
Yes — most Fry’s stores are open seven days a week and offer check-cashing during regular service-desk hours. Still, confirm with your local store since hours can vary on weekends and holidays.
Alternatives to Cashing a Check at Fry’s
If your nearest Fry’s doesn’t handle check-cashing or if the desk is closed, nearby grocery chains like
Kroger and
Meijer also offer in-store check-cashing options.
You can also explore mobile deposit options using apps like Cash App or PayPal if you prefer an all-digital experience.
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Final Thoughts
Fry’s makes cashing checks quick and easy with long service hours and affordable fees. Bring a valid ID, confirm your store’s Money Services hours, and you’ll have your cash in minutes — all while running your everyday errands.