Yes — most Food Lion stores
do cash checks at the Customer Service desk. Food Lion accepts payroll and government checks, making it a convenient grocery store option for customers throughout the Southeast and Mid-Atlantic regions. Below is everything you need to know about Food Lion’s 2025 check-cashing policy — including fees, limits, and alternatives if your local store doesn’t provide the service.
Does Food Lion Cash Checks?
Yes. Food Lion cashes payroll and government checks for customers who have valid photo identification. The company uses electronic verification through systems like Certegy to approve transactions.
- Accepted checks: Payroll, government, and tax refund checks
- Not accepted: Personal or handwritten checks
- ID required: Driver’s license, state ID, or passport
- Verification: Processed through Certegy or TeleCheck
Food Lion Check-Cashing Fees and Limits (2025)
| Check Type | Maximum Amount | Typical Fee |
|---|
| Payroll Check | $500 – $1,000 | ~$3 per check |
| Government Check | $1,000 – $1,500 | ~$3 per check |
Fees and limits can vary by location or state law. Some stores may require a Food Lion MVP card to use check-cashing services.
Food Lion Check-Cashing Hours
- Typical hours: 7 a.m. – 10 p.m.
- Days available: Seven days a week, during Customer Service hours
Most stores offer check-cashing during standard hours, but some locations close their service desks earlier on Sundays or holidays.
Requirements to Cash a Check at Food Lion
- Valid government-issued photo ID
- Pre-printed check payable to you
- Approval through Certegy or TeleCheck
- Endorsement after cashier verification
Can You Cash a Personal Check at Food Lion?
No — Food Lion does not cash personal or handwritten checks. Only printed payroll and government-issued checks are accepted.
Alternatives If Your Food Lion Doesn’t Cash Checks
Tips for Smooth Check-Cashing at Food Lion
- Bring a valid ID that matches your check
- Sign the check only after cashier approval
- Use payroll or government checks only
- Visit early in the day for faster manager sign-off
Final Thoughts
Food Lion cashes payroll and government checks for small fees, giving customers quick access to cash while shopping. Bring your ID, ensure your check is pre-printed, and confirm your local store’s policy before visiting. If Food Lion doesn’t offer check-cashing in your area, nearby
Publix and
Winn-Dixie locations often do, or you can deposit checks digitally using
PayPal or
Venmo.