Can You Cash a Check at Save A Lot? (2025 Guide)

Yes — some Save A Lot grocery stores do cash checks at their Customer Service counter. Because Save A Lot is a franchise chain, check-cashing availability depends on the individual store. Locations that offer the service usually cash payroll and government checks for a small fee. Below is a complete look at Save A Lot’s 2025 check-cashing policy, including what kinds of checks are accepted, typical limits, and where to go if your store doesn’t participate.

Does Save A Lot Cash Checks?

Yes — but not every store does. Many Save A Lot locations are independently owned, so check-cashing rules vary. Stores that provide the service accept payroll, government, and refund checks, while requiring a valid photo ID and electronic verification through Certegy or TeleCheck.
  • Accepted checks: Payroll, government, and tax refund checks
  • Not accepted: Personal or handwritten checks
  • ID required: Driver’s license, state ID, or passport
  • Verification: Electronic verification (Certegy or TeleCheck)

Save A Lot Check-Cashing Fees and Limits (2025)

Check TypeMaximum AmountTypical Fee
Payroll Check$500 – $1,000$2 – $3 per check
Government Check$1,000 – $1,500$2 – $3 per check
Because Save A Lot stores are locally managed, you’ll need to call ahead to confirm fees and limits. Some stores may offer slightly higher limits or waive fees for frequent shoppers.

Save A Lot Check-Cashing Hours

  • Typical hours: 8 a.m. – 9 p.m.
  • Days available: 7 days a week during Customer Service hours
Hours vary by store and location. Smaller stores may close earlier or limit check-cashing to weekday hours.

Requirements to Cash a Check at Save A Lot

  • Valid, government-issued photo ID
  • Pre-printed check payable to you
  • Successful verification through Certegy or TeleCheck
  • Signature endorsement only after approval

Can You Cash a Personal Check at Save A Lot?

No — Save A Lot does not cash personal or handwritten checks. Only printed payroll, government, or refund checks are accepted where available.

Alternatives If Your Save A Lot Doesn’t Cash Checks

Tips for Smooth Check-Cashing at Save A Lot

  • Bring a valid ID that matches your check
  • Call ahead to confirm your store offers check-cashing
  • Use printed payroll or government checks only
  • Sign your check after the cashier confirms approval

Final Thoughts

Some Save A Lot stores cash payroll and government checks, but availability varies. Always bring valid ID and confirm hours before visiting. If your store doesn’t cash checks, nearby Kroger or Walmart locations offer full-service check-cashing, or you can deposit checks digitally through PayPal or Venmo.