Yes — most Stop & Shop grocery stores
do cash checks at their Customer Service desk. The chain accepts payroll and government checks, making it a practical option for shoppers across the Northeast who need quick access to cash. Below is everything you need to know about Stop & Shop’s 2025 check-cashing policy, including fees, limits, hours, and alternatives if your local store doesn’t participate.
Does Stop & Shop Cash Checks?
Yes. Stop & Shop offers check-cashing services at most Customer Service counters. You’ll need valid identification, and your check must be pre-printed and payable to you. Approval is handled through verification systems such as Certegy.
- Accepted checks: Payroll, government, and tax refund checks
- Not accepted: Personal or handwritten checks
- ID required: Driver’s license, state ID, or passport
- Verification: Processed through Certegy or TeleCheck
Stop & Shop Check-Cashing Fees and Limits (2025)
| Check Type | Maximum Amount | Typical Fee |
|---|
| Payroll Check | $500 – $1,500 | $3 – $5 per check |
| Government Check | $1,500 – $2,000 | $3 – $5 per check |
Fees and limits can vary by state. Some stores waive small fees for customers with a Stop & Shop Go Rewards account.
Stop & Shop Check-Cashing Hours
- Typical hours: 7 a.m. – 10 p.m.
- Days available: 7 days a week, during Customer Service hours
Most locations follow normal business hours, though some may close earlier on Sundays or holidays.
Requirements to Cash a Check at Stop & Shop
- Government-issued photo ID
- Pre-printed payroll or government check payable to you
- Endorsement only after approval
- Verification through Certegy or TeleCheck
Can You Cash a Personal Check at Stop & Shop?
No — Stop & Shop does not cash personal or handwritten checks. Only printed payroll and government-issued checks are accepted.
Alternatives If Your Stop & Shop Doesn’t Cash Checks
Tips for Smooth Check-Cashing at Stop & Shop
- Bring a valid ID that matches your check
- Visit during regular Customer Service hours
- Use printed payroll or government checks only
- Sign the check only after cashier approval
Final Thoughts
Stop & Shop cashes payroll and government checks at most locations for small fees. Bring your photo ID and confirm store hours before visiting. If your location doesn’t cash checks, nearby
Kroger or
Walmart stores offer similar services, or you can deposit checks digitally through
PayPal and
Venmo.