Some gas stations still cash checks, but not all. In 2025, many major fuel and convenience chains have replaced traditional check cashing with prepaid reload services or money order kiosks. Still, a few large brands continue to offer limited check-cashing options. This guide lists which gas stations cash checks, what types they accept, and the hours and fees you can expect when visiting.
Do Gas Stations Still Cash Checks?
Most major gas stations no longer directly cash paper checks, but some offer indirect services such as:
- Partner kiosks for prepaid card reloads (Green Dot, Netspend)
- Money order purchases through Western Union or MoneyGram
- Payroll check cashing at select convenience stores tied to regional banks
If you see a “Money Services” or “Check Cashing” sign near the register, it’s worth asking — some independent locations still cash local payroll checks.
Gas Stations That Cash Checks in 2025
Here’s a breakdown of which major gas station chains still offer check-cashing or reload services this year:
1. Pilot Flying J
Pilot Flying J locations cash checks for professional drivers and customers with valid ID. Accepted checks include payroll and fleet settlement checks.
- Fee: Around $5–$10 per check
- Limit: Up to $999.99
- Hours: Most open 24/7
2. Love’s Travel Stops
Love’s offers check cashing at many travel centers nationwide, mainly for truck drivers but occasionally for local customers.
- Accepts: Payroll and express codes from approved companies
- Fee: Around $3
- Hours: 24/7 at most locations
3. TravelCenters of America (TA)
TA cashes payroll and government checks for professional drivers with valid ID and proof of employment or carrier affiliation.
- Fee: Around $5 per check
- Limit: Typically $300–$1,000
- Availability: 24 hours at most locations
4. 7-Eleven (via Transact / Green Dot)
7-Eleven doesn’t cash paper checks directly, but you can use the Transact by Green Dot kiosk or app to load a check onto a prepaid card.
- Method: Deposit check through the Green Dot app, then add funds to your card at 7-Eleven.
- Fee: $4.95 reload fee (standard)
- Availability: Most stores open 24/7
5. Circle K
Circle K locations don’t cash checks but many sell MoneyGram money orders, letting you convert a check into cash indirectly.
- Service: MoneyGram money orders and reload cards
- Fee: $1–$2 per money order
- Hours: 24/7 at most stores
Independent and Regional Gas Stations
Locally owned gas stations and convenience stores are more likely to cash checks, especially payroll or government-issued ones. These stores set their own limits and fees — usually under $10. Search “check cashing gas station near me” in Google Maps and filter by “Open now” or “24 hours” for best results.
Alternatives If No Gas Stations Near You Cash Checks
- Grocery Stores: Many Kroger and Meijer locations cash checks — see our Kroger Guide.
- Money Centers: Walmart cashes checks daily, including Sundays.
- Mobile Deposit Apps: Venmo and PayPal accept checks through your phone.
- Money Orders: Buy one using your check at CVS or MoneyGram.
Tips for Cashing Checks at Gas Stations
- Bring a valid driver’s license or government-issued photo ID.
- Call ahead — services vary by franchise owner and location.
- Use bright lighting to verify cash count if visiting late at night.
- Save receipts for verification in case of delay.
Final Thoughts
While most gas stations no longer cash paper checks directly, a few like Pilot, Love’s, and TA still do — especially for payroll or driver settlements. For everyone else, prepaid reloads, money orders, or grocery store check-cashing counters are faster, safer options. Learn more in our
Complete Check-Cashing Guide.